Young people recover land in the new housing sector, according to the 2nd AEDAS Homes Buyer Profile of New Construction Housing. Specifically, this report shows that 23.4% of the promoter's clients in 2019 were between 25 and 34 years old, 5.2 points more than in 2018.
This is one of the conclusions of the study by AEDAS Homes, which through its Data Unit has carried out this x-ray on a sample of more than 2,500 customers who bought any of the company's homes in 2019.
The robot portrait of the current buyer of a brand new home is that of a client of Spanish nationality from 35 to 44 years old, married, who is raising a family and accessing a 3-bedroom apartment for the first time as a habitual residence. All these parameters are very similar to those of 2018, with the exception of the average purchase price, which drops from 351,158 to 316,860 euros.
More affordable, younger
"This information shows that, despite the fact that the age range of 35 to 44 years is the protagonist, the younger age profile gains weight coinciding with a more affordable average price", explains David Martínez, CEO of AEDAS Homes , who highlights the company's commitment to facilitate access to housing for young people.
Martínez hopes that the recovery of the young buyer will continue in this 2020 and next years. "Young people must be the natural demand for new construction housing. The real estate sector and the administrations must facilitate access to a house so that they can once again be the main protagonists. If they do not have access to housing, there is no future."
The promoter's CEO stresses that "one of the objectives of AEDAS Homes for this year as developers is to support and promote access to housing for the youngest". "It is a fundamental challenge for society and whose solution is, among other ways, through public-private collaboration," he declares.
Despite the large increase in young customers, the study confirms that the acquisition of new construction homes is still in the hands, above all, of those over 35 years of age. Specifically, 32.8% move in the age range of 35 to 44 years, 21.9% are between 45 and 54 years old and 12.7% from 55 to 64 years old. Those over 65 years account for 8.3%. In this line, more than half of the clients (56%) are married, 37% are single, 5.8% divorced and 1.4% widowed.
The average age of the buyer stands at 44.2 years, down from 45 years compared to 2018. In the case of first-home customers, the average age falls to 39 years.
Regarding the purpose of the purchase, the habitual residence is consolidated as the majority option, representing 76.1% of the acquisitions, five points more than in 2018. 45.3% of these buyers is the first time that they access a house owned, while 30.8% respond to a replacement customer, that is, those who buy a home that best suits their current needs.
In view of the evolution of the data in this report, David Martínez stresses that "the new construction market is moving towards balance and normalization, covering above all the housing needs of buyers who purchase a home for the first time - it drops three replacement purchase points- ".
Regarding the type of home purchased, the protagonist remains the apartment, although to a lesser extent. Now it accounts for 66% of operations, compared to 74.4% in 2018. It is worth noting that attic operations are up considerably, going from 8.1% to 15.3%. Single-family purchases also increased (from 10% to 13.1%), while low-end transactions with a garden decreased (from 7.1% to 5.6%).
Regarding distribution, almost half (48.4%) have three bedrooms, 22.8% have four and 26.8% have two. There is barely 2% of a bedroom. The average useful surface of the properties sold amounts to 88.7 square meters.
On the other hand, the origin of the buyers is another of the relevant points of the study. According to the conclusions, it maintains the rate of Spanish buyers, with 83.2% and a preponderant presence of Madrid, Barcelona and Seville, three provinces where the activity of the developer is focused.
The remaining 16.8% are foreigners, with China in first place to the detriment of the United Kingdom (7.7%), which falls to third place, slightly behind German customers (7.9%).
In Europe 50 measures are being implemented to address residential exclusion and Spain is responsible for five of the proposals
Source El Pais.
Image of the Bolueta project, promoted by Visesa in Bilbao.
Image of the Bolueta project, promoted by Visesa in Bilbao.
Sandra López Latón
Madrid 25 JAN 2020 - 00:51 CET
The social phenomenon of homelessness overflows with the main European cities, which try to address it with different solutions such as recycled ship containers that are used in several European cities, such as Amsterdam, Copenhagen or Barcelona. It is the least visible, but most tragic, face of the suffocating housing market. High sales and rental prices - although not only for this reason - drag more vulnerable and low-income individuals into residential exclusion. More and more working people do not earn enough to pay or rent adequate housing.
This scourge not only includes the homeless, in which other personal and family factors play, but also all those people who do not have a decent, habitable and permanent dwelling, who necessarily reside in shared flats, or in houses of family and friends . "We talk about hidden homelessness," says Sergio Nasarre, director of the UNESCO Department of Housing at the Rovira i Virgili University (URV). "A clear profile is that of the divorced and separated, who end up in hostels or returning to the parents' house," Nasarre emphasizes.
It is very complicated to make an estimate of the invisible homelessness. An approach is that made by the European Federation of National Organizations (Feantsa) and the Abbé Pierre Foundation, which say that 11 million family units in Europe lack adequate accommodation and live on the street, social assistance or housed in houses from third parties. Throughout Europe the phenomenon of homelessness has grown and has only been reduced in Finland.
In the absence of powers and budget of the European Parliament, there are those who want to show the world that it is possible to put social housing on the market. A report with 50 cutting-edge measures to address residential exclusion and combat homelessness arrived in Brussels last December, at the hands of Feantsa and Housing Europe, the most important European public housing and cooperative federation in the region. Five of the measures are Spanish (proposals from the Basque Country, the Canary Islands and Catalonia). "The purpose is to show small-scale creative solutions that already work and can be replicated in other European countries," says Nasarre. They involve the public and private sector and try to fill the gap left by the current poor housing policies.
Among the initiatives, which have already proven their effectiveness in Europe, is the transformation of an old industrial installation in houses in Poland or the acquisition by the Austrian bank Erste Bank of 200 floors before 2021 to offer affordable rentals for an unlimited time.
Finland has converted the shelters into modern homes with low rents, especially in Helsinki. There are many countries that are betting on the housing first model, in which access to a home is no longer the last step in helping people without resources, but the first. That is, the house is the basis for getting back on your feet and starting a new life.
Already in Spain, the Basque Country has set the bar high. Its three proposals are focused on demonstrating that affordable housing and, in addition, sustainable housing can be made. One of them recovers an old contaminated industrial site southeast of Bilbao. Bolueta, a project in which the public and private sectors collaborate, stands on the first Vizcaya blast furnace and contemplates the construction of 1,100 new homes (608 protected). Those destined for social rent are leased for about 200 euros per month. In that group, the public society Visesa has managed to build the passive housing building (171 floors) with the highest certification in the world.
Another of the Basque proposals that has set in Brussels is an empty housing program, which aims to capture unoccupied apartments for placing on the market with a rent of about 226 euros per month for a minimum of six years. It is intended for people whose financial resources are not sufficient to access the free market. The owner receives about 600 euros per month and the guarantee of the Basque Government against possible damage. This program has obtained more than 6,000 houses, with which the Basque public park already has 14,200 apartments with rentals of between 200 and 250 euros per month. "More than a third of the applicant's income is never required," says a spokesman for the Basque Government's housing department.
It is a realistic solution and seems to be profitable. Promoting and building a social housing has an estimated cost
Munich (6,913 euros / m2) is the most expensive city in Germany to acquire a house with a difference, according to the latest study by the real estate agency McMackler, followed by Stuttgart, Düsseldorf or Berlin, with prices around 3,745 and 4,400 euros / m2 The wage effort rate in the Bavarian capital skyrockets at age 11, ahead of Berlin (7.9 years), in a country where the average salary is around 45,000 euros.
Acquiring a home in Munich can be an important effort that few can afford. The average price of housing in the former federal capital reached 6,913 euros / m2 at the end of the year, well above other large German cities such as Stuttgart, Düsseldorf or the capital Berlin, where the average price of housing is at 4,361 euros / m2, 3,747 euros / m2 or 3,745 euros / m2, respectively, according to the study conducted by the real estate agency McMackler.
For making a quick comparison with Spain, the most expensive cities are San Sebastián (4,540 euros / m2), followed by Barcelona (4,115 euros / m2) and Madrid (3,732 euros / m2, according to the year-end data of idealist, principal real estate marketplace in southern Europe These Spanish capitals rub shoulders with the great German cities, except Munich, at least in terms of the price of housing.
In the center of the Bavarian capital there are several areas that exceed 10,000 euros / m2 such as Universität, Englischer Garten Süd, Lehel, Deutsches Museum or Kleinhesselohe. In Spain, the most expensive neighborhoods at the end of 2019 were Recoletos (8,415 euros / m2) and Castellana (7,120 euros / m2), in the Salamanca district of Madrid, or the Miraconcha neighborhood (8,052 euros / m2) in San Sebastián .
The average price of a type house in Munich, of about 90 m2, can be found above 620,000 euros. Meanwhile, the average annual salary in the capital of the State of Bavaria (Bayern) was around 55,980 euros, above the average salary in Germany, which is around 45,000 euros in 2018, according to the German portal specializing in salaries Gehalt.de.
Therefore, the rate of wage effort to buy a home exceeds 11 years. But Munich may have the highest effort rate, especially for the high price of its houses, but it is not the city with the highest average salary. Stuttgart has a salary of 56,160 euros on average and an average price of housing of 4,361 euros / m2, which gives for an average house about 392,490 euros. With that salary, the effort rate stays at 7 years of full salary to pay for housing, four less than Munich.
Berlin, however, has the second highest effort rate of the 15 cities analyzed, with 7.9 years. It has an average price of 3,745 euros / m2, so that the type of housing costs just over 337,000 euros, for salaries that are below the national average. Berliners charge an average of 42,452 euros per year.
The districts of Mitte and Tiergarten, in the heart of the capital, come to have prices between 6,300 and 6,400 euros / m. Behind, other Berlin neighborhoods such as Kreuzberg and Charlottenburg go from 5,400 to 5,600 euros / m2.
These are the hottest points of a market that has been rising for years, both the sale and the rent, and on which experts are beginning to warn of the bubble risk in some segments and areas. Bundesbank itself, the German central bank, has warned of "speculative overvaluations" that can amount, in some cases, to up to a third of the total price of the property.
In fact, Munich was leading the edition of the Real Estate Bubble Index produced by the Swiss bank UBS, ahead of Hong Kong, Paris and London. Frankfurt was in fifth position; Madrid, as a reference, the seventeenth.
Among all these cities, üss Düsseldorf (47 3,747 euros / m2) has been cast, having the third highest average price of housing, just slightly above Berlin. The average price of a type house reaches 337,230 euros. But in this city washed by the Rhine, the wage effort rate is reduced to 6.4 years, thanks to its 52,965 euros of annual average income.
Only in seven German state capitals, the average salary is above the national average. The rest of the cities are below. Consequently, the salaries already mentioned of Stuttgart, Munich and Düsseldorf are those of Wiesbaden (52,020 euros), Hamburg (47,655 euros), Mainz (47,295 euros) and Hannover (46,665 euros).
Of these four cities, Hamburg has the highest effort rate with 7.1 years of full salary. It is followed by Wiesbaden (6.4 years / salary), Mainz (6.2 years / salary) and Hannover (5.5 years / salary). The prices of the first three are around 3,200-3,700 euros / m2. For the capital of the state of Lower Saxony, prices average 2,856 euros / m2.
On the contrary, it is worth noting the situation of Postdam, the capital of the federal state of Brandenburg, and near Berlin. Its nearness
Velvet is the synonym of softness par excellence. Its silky touch is so pleasant that having it in your house will seduce you, both you and the possible visitors. Without a doubt, it is such a delicate and pleasant option that it is ideal. In addition, in 2020 velvet and decoration will be more united than ever. His jump from the catwalks to the home took place last year, and the acceptance of this trend has been so hot that he will stay in our homes for a few more months.
The velvet sofas will be the decorative jewel of 2020. Their presence in the living room will give the atmosphere a warm and stylish touch. In addition, your soft touch will enchant you
This pink velvet sofa has a classic cut that makes it a timeless decorative piece. Do not be afraid to be seduced by the soft hug of this upholstery. As you can see, in modern environments full of objects is a haven of peace.
pink velvet sofa
On this occasion, the velvet sofa has been chosen in dark ocher. When placed in the center of a room where minimalism and the empire of total white prevail, it stands out much more. Take note of the wall moldings, another of the 'must' of 2020.
brown velvet sofa
If velvet is the fabric of opulence, this curved design has been given another twist. This sinuous shape gives the atmosphere a luxurious hue. The dynamism of this structure breaks the conventions because it bets on aesthetic rebellion.
light blue velvet sofa
If at the time of joining velvet and decoration you do not dare with pieces of furniture too large, a good idea is to opt for velvet armchairs, chairs or cushions
This velvet armchair is perfect for a reading corner. Enjoy your favorite book sitting in a comfortable furniture that does not go out of style. The combination of emerald velvet and dark wood evokes nature.
green velvet armchair
Let the velvet travel from the living room to the dining room through upholstered chairs. The ones in the picture are comfortable to sit and enjoy the best food beyond the desktop. In addition, they are upholstered in classic blue, the color of the year.
blue velvet chairs
You may not want to take so much risk and prefer to introduce velvet in a more discreet way. In that case, velvet cushions will be your best allies. They are complements that always look good and you'll find available in many shades.
Velvet not only looks good in the living room. It is also one of the favorite fabrics in the bedroom. Whether in the headboard, on the quilt or in curtains, its warmth will pamper your dreams
The velvet headboards lived their particular time of splendor in past decades. They were abandoned under more hygienic proposals. Currently, her beauty has been imposed again. With some care, they are a viable alternative.
A velvet quilt is the best for a restful sleep. Any velvet blanket on the bed will substantially improve your rest. Its short, silky and exquisite hair will give you warmth in the colder months and will bring elegance to your room.
Another traditional friend of this refined fabric is the curtains, in which it looks with all its magic. Velvet curtains, in addition to looking great, will prevent the cold from entering thanks to its insulating capacity. In addition, its degree of opacity is very high.
Are you in favor of the velvet and decoration union?
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